Bank account bonuses
Cash bonuses for new accounts — April 2026; verify eligibility and offer rules on each bank’s site
| Product | APY | Min Balance | Monthly Fee | Signup Bonus | Rating | Actions |
|---|---|---|---|---|---|---|
 Capital One Capital One 360 Checking $350 Bonus | 0.10% | $0 | $0 | $350 | 4.5 | |
 U.S. Bank U.S. Bank Smartly $800 Bonus | 0.05% | $25 | $6.95 | Up to $800 with qualifying direct deposits and balances | 4.3 | |
Huntington Bank Huntington Perks $600 Bonus | 0.02% | $0 | $10 | Up to $600 with qualifying direct deposits | 4.3 | |
 Wells Fargo Wells Fargo Everyday Checking $325 Bonus | 0.01% | $25 | $10 | $325 | 4.4 | |
PNC Bank PNC Virtual Wallet $400 Bonus | 0.01% | $0 | $7 | Up to $400 with qualifying direct deposit and balance tiers | 4.3 | |
First Citizens Bank First Citizens Checking $500 Bonus | 0.01% | $50 | $12 | Up to $500 with qualifying direct deposits and balances | 4.2 | |
Truist Bank Truist One Checking $400 Bonus | 0.01% | $50 | $12 | $400 | 4.2 | |
BMO Bank BMO Smart Money $400 Bonus | 0.01% | $25 | $0 | $400 | 4.2 | |
TD Bank TD Bank Beyond Checking $300 Bonus | 0.01% | $0 | $15 | $300 | 4.1 | |
M&T Bank M&T EZ Choice $400 Bonus | 0.01% | $25 | $6.95 | $400 | 4.1 | |
KeyBank Key Smart Checking $400 Bonus | 0.01% | $10 | $7 | $400 | 4.1 | |
Fifth Third Bank Fifth Third Momentum $325 Bonus | 0.01% | $0 | $11 | $325 | 4.0 | |
Citizens Bank Citizens Quest $400 Bonus | 0.01% | $0 | $9.99 | $400 | 4.0 | |
 Chase Chase Total Checking $300 Bonus | 0.00% | $0 | $12 | $300 | 4.6 | |
 Bank of America Bank of America Advantage $200 Bonus | 0.00% | $100 | $12 | $200 | 4.2 | |
Chase Chase Total Checking $300 Bonus Editor's Choice | — | $0 | $12 | $300 | 4.5 |