Capital OneCapital One 360 Checking $350 Bonus
APY
0.10%
Min. to Open
None required
Monthly Fee
No monthly fee
Welcome Bonus
$350 after two monthly direct deposits
Capital One 360 Checking $350 Bonus
Capital One 360 Checking $350 Bonus
$350 after two direct deposits — April 2026.
Our take
Great pairing with Capital One’s no-fee ecosystem.
Highlights
What we like
Competitive for April 2026
FDIC insured (typical for US banks)
The trade-off
Confirm live rate and offer on issuer site
Is this account right for you?
Answer a few quick questions — we'll match you with the bank accounts that fit your goals and habits.
Full details
Rate & Earnings
| APY | 0.10% |
| Welcome bonus | $350 after two monthly direct deposits |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | ATM access |
Frequently asked questions
What is the current APY on this account?
The current APY is 0.10%. Rates are variable and may change. Check the bank's site for the most current rate.
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
Capital One 360 Checking $350 Bonus