High-Yield Savings
TD Bank
Annual Percentage Yield
0.01%
APY · Variable rate
TD Bank logoTD Bank

TD Bank Beyond Checking $300 Bonus

4.1
Editorial score

APY

0.01%

Min. to Open

None required

Monthly Fee

$15/month

Welcome Bonus

$300 after qualifying direct deposits

FDIC InsuredMobile AppATM Access
See if this fits your budget →

TD Bank Beyond Checking $300 Bonus

$300 with direct deposit — April 2026.

Our take

Ed

Solid bonus where TD has stores — confirm offer in your ZIP.

Highlights

What we like

Competitive for April 2026

FDIC insured (typical for US banks)

The trade-off

Confirm live rate and offer on issuer site

Ch

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Full details

Rate & Earnings
APY0.01%
Welcome bonus$300 after qualifying direct deposits
Fees & Requirements
Monthly fee$15/month
Fee waiver$2,500+ daily balance
Minimum to openNone required
Features
FDIC insured FDIC insured
Mobile app Mobile app
ATM access ATM access

Frequently asked questions

What is the current APY on this account?

The current APY is 0.01%. Rates are variable and may change. Check the bank's site for the most current rate.

Is my money protected?

Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.

How do I access my money?

ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.

How do I avoid the monthly fee?

The monthly fee of $15 can be waived if you $2,500+ daily balance.

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TD Bank Beyond Checking $300 Bonus

4.1

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Verified Apr 2026