Where does WealthSpott get market statistics?

Figures summarize public releases from institutions such as the Federal Reserve, FDIC, NAIC, NAPHIA, and the Investment Company Institute, with links on each page.

Are these statistics real-time?

No. Aggregates are published quarterly or annually by official sources. We refresh pages when major releases land.

Is this financial advice?

No. This dashboard is for general education. Individual rates, premiums, and outcomes vary.

Updated Q1 2026

2026 U.S. consumer finance market dashboard

National benchmarks for cards, insurance, savings, and more — with citations to the Fed, FDIC, NAIC, and NAPHIA. Use as context, then jump into live comparisons.

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Browse by category

Click any category to see the full data breakdown, trend chart, and product comparisons.

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Credit Card Market

$1.26 trillion

Total U.S. credit card balances

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Insurance Market

~$2,300

Average annual U.S. auto insurance premium (full coverage, national ballpark)

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Banking & Deposits

~$19 trillion

FDIC-insured institution deposits (ballpark recent quarter)

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Consumer & Mortgage Credit

~$5.0 trillion

Total consumer credit outstanding (seasonally adjusted, ballpark)

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Investing & Funds

~$40 trillion

U.S. mutual fund + ETF assets (ICI-style aggregate, ballpark)

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Pet Insurance

$676/yr

Avg annual dog insurance premium (2023)

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High-Yield Savings

4.50%

Top online bank HYSA APY (Q1 2026)

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Auto Insurance

$1,771/yr

Avg full coverage premium (2023)

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Travel Credit Cards

62,000 pts

Avg travel card sign-up bonus (2025)

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Term Life Insurance

$26/mo

Avg 20-yr $500K policy, age 35 (nonsmoker)

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Key numbers at a glance

Top-line figures from the latest public data releases.

Credit Card Market

$1.26 trillion

Open credit card accounts (approx.)

648 million

Insurance Market

~$2,300

Insured pets (North America, NAPHIA member data)

~6.4 million

Banking & Deposits

~$19 trillion

Consumer & Mortgage Credit

~$5.0 trillion

Investing & Funds

~$40 trillion

Pet Insurance

$676/yr

Credit Card Market

$1.26 trillion

Open credit card accounts (approx.)

648 million

Insurance Market

~$2,300

Insured pets (North America, NAPHIA member data)

~6.4 million

Banking & Deposits

~$19 trillion

Consumer & Mortgage Credit

~$5.0 trillion

Investing & Funds

~$40 trillion

Pet Insurance

$676/yr

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Cross-category snapshots

Compare two product types side by side with shared context.

Credit card debt vs pet insurance costs (2026)

Side-by-side national context: revolving card balances and pet insurance premiums — educational comparison only.

Family finance national snapshot (2026)

National aggregates relevant to households: consumer credit, insurance premiums, and deposit context.

Complete the Picture

While you’re comparing — don’t leave money on the table.

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Credit cards

Rates are national — your payoff plan is personal

Compare balance transfer, rewards, and low-APR picks.

Compare cards

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Insurance

Premiums vary by state and deductible

Shop auto, home, life, and pet coverage in one flow.

Compare insurance

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Banking

Most deposits still earn near-zero

Move emergency funds to competitive yields.

High-yield savings

For general guidance only — individual results vary. Statistics are aggregated and may be revised when source agencies publish updates.