Find the home you can actually afford — and love
See your real monthly payment and what price range feels safe. No pressure, no guesswork.
Your household finances
Combined pre-tax income from all earners in your household.
Student loans, car payments, credit cards — minimum monthly payments.
Down payment
That's 15% of your max home price — consider 20%+ to avoid PMI.
Mortgage details
Loan term
Most common — lowest monthly payment, more interest over time.
Current 30-yr average is around 6.9%.
Max home price
$401,418
A home in this range lets you build lasting wealth while keeping life comfortable.
Monthly payment breakdown
Over the life of your loan
Total cost
$1,139,698
payments + down
Total interest
$468,071
cost of borrowing
Yours free & clear in 2056
That's 30 years from today — then no more mortgage, ever.
Ready to find your mortgage?
See the best mortgage and home improvement loans that match this plan — side by side, no pressure.