High-Yield Savings
Wells Fargo
Annual Percentage Yield
0.01%
APY · Variable rate
Wells Fargo logoWells Fargo

Wells Fargo Everyday Checking $325 Bonus

4.4
Editorial score

APY

0.01%

Min. to Open

$25

Monthly Fee

$10/month

Welcome Bonus

$325 after qualifying deposits (see offer rules)

FDIC InsuredMobile AppATM Access
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Wells Fargo Everyday Checking $325 Bonus

$325 after deposits — April 2026.

Our take

Ed

Good value if you can hit deposit requirements within the window.

Highlights

What we like

Competitive for April 2026

FDIC insured (typical for US banks)

The trade-off

Confirm live rate and offer on issuer site

Ch

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Full details

Rate & Earnings
APY0.01%
Welcome bonus$325 after qualifying deposits (see offer rules)
Fees & Requirements
Monthly fee$10/month
Fee waiver$500+ direct deposit or balance
Minimum to open$25
Features
FDIC insured FDIC insured
Mobile app Mobile app
ATM access ATM access

Frequently asked questions

What is the current APY on this account?

The current APY is 0.01%. Rates are variable and may change. Check the bank's site for the most current rate.

Is my money protected?

Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.

How do I access my money?

ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.

How do I avoid the monthly fee?

The monthly fee of $10 can be waived if you $500+ direct deposit or balance.

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Wells Fargo Everyday Checking $325 Bonus

4.4

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Verified Apr 2026