ChaseEasiestChase Total Checking $300 Bonus
APY
0.00%
Min. to Open
None required
Monthly Fee
$12/month
Welcome Bonus
$300 after qualifying direct deposit
Chase Total Checking $300 Bonus
Chase Total Checking $300 Bonus
$300 after direct deposit — April 2026 public offer.
Our take
High-trust bank with one of the most repeatable bonus structures.
Highlights
What we like
Straightforward $300 direct deposit path
National footprint and ATMs
The trade-off
Monthly fee unless waived
Is this account right for you?
Answer a few quick questions — we'll match you with the bank accounts that fit your goals and habits.
Full details
Rate & Earnings
| APY | 0.00% |
| Welcome bonus | $300 after qualifying direct deposit |
Fees & Requirements
| Monthly fee | $12/month |
| Fee waiver | Direct deposit $500+ or $1,500 daily balance |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | ATM access |
Frequently asked questions
What is the current APY on this account?
The current APY is 0.00%. Rates are variable and may change. Check the bank's site for the most current rate.
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
How do I avoid the monthly fee?
The monthly fee of $12 can be waived if you Direct deposit $500+ or $1,500 daily balance.
Chase Total Checking $300 Bonus