ChaseEasiest to EarnChase Total Checking $300 Bonus
APY
—
Min. to Open
None required
Monthly Fee
$12/month
Welcome Bonus
$300 after direct deposit
Chase Total Checking $300 Bonus
Chase Total Checking $300 Bonus
$300 bonus after setting up direct deposit. Most accessible bank bonus available.
Our take
Easiest bonus to earn. Just set up direct deposit and the $300 hits within 15 days.
Is this account right for you?
Answer a few quick questions — we'll match you with the bank accounts that fit your goals and habits.
Full details
Rate & Earnings
| Welcome bonus | $300 after direct deposit |
Fees & Requirements
| Monthly fee | $12/month |
| Fee waiver | Direct deposit $500+ or $1,500 daily balance |
| Minimum to open | None required |
Features
| Mobile app | Mobile app |
| ATM access | ATM access |
Frequently asked questions
How is the APY determined?
APY (Annual Percentage Yield) reflects the interest you earn in a year, including compounding. Rates are variable and set by the bank — they can change at any time.
Is my money protected?
Check with the institution about deposit insurance. Most US banks are FDIC insured up to $250,000 per depositor.
How do I access my money?
ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
How do I avoid the monthly fee?
The monthly fee of $12 can be waived if you Direct deposit $500+ or $1,500 daily balance.
Chase Total Checking $300 Bonus