Bank of AmericaBank of America Advantage $200 Bonus
APY
0.00%
Min. to Open
$100
Monthly Fee
$12/month
Welcome Bonus
$200 after qualifying direct deposits
Bank of America Advantage $200 Bonus
Bank of America Advantage $200 Bonus
$200 after direct deposit — April 2026.
Our take
Accessible bonus for customers who can set up payroll direct deposit.
Highlights
What we like
Competitive for April 2026
FDIC insured (typical for US banks)
The trade-off
Confirm live rate and offer on issuer site
Is this account right for you?
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Full details
Rate & Earnings
| APY | 0.00% |
| Welcome bonus | $200 after qualifying direct deposits |
Fees & Requirements
| Monthly fee | $12/month |
| Fee waiver | $250+ direct deposit or $1,500 balance |
| Minimum to open | $100 |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | ATM access |
Frequently asked questions
What is the current APY on this account?
The current APY is 0.00%. Rates are variable and may change. Check the bank's site for the most current rate.
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
How do I avoid the monthly fee?
The monthly fee of $12 can be waived if you $250+ direct deposit or $1,500 balance.
Bank of America Advantage $200 Bonus