Cost of Living by City (2026)

Ranked by overall COL index across 179 U.S. cities — 100 equals the national average. Cities below 100 are more affordable; above 100 are more expensive.

Most affordable

Flint, MI

COL 77

Most expensive

San Francisco, CA

COL 194

Cities tracked

179

major U.S. metros

#	City	COL Index	1BR Rent	Home Price	State Tax
1	FlintMI	77	$880	$145K	4.1%	Details
2	McAllenTX	78	$950	$185K	None	Details
3	JacksonMS	79	$1,000	$180K	4.7%	Details
4	SpringfieldMO	79	$950	$185K	4.7%	Details
5	LaredoTX	79	$950	$185K	None	Details
6	EvansvilleIN	80	$990	$185K	3.2%	Details
7	TopekaKS	80	$940	$180K	5.7%	Details
8	El PasoTX	80	$1,050	$215K	None	Details
9	AmarilloTX	80	$950	$200K	None	Details
10	MontgomeryAL	81	$1,050	$195K	5.0%	Details
11	ShreveportLA	81	$1,000	$190K	4.3%	Details
12	ToledoOH	81	$1,050	$180K	3.5%	Details
13	Fort WayneIN	81	$1,000	$200K	3.2%	Details
14	SpringfieldIL	81	$1,000	$165K	5.0%	Details
15	LubbockTX	81	$1,000	$210K	None	Details
16	TulsaOK	81	$1,050	$215K	4.8%	Details
17	MobileAL	82	$1,100	$210K	5.0%	Details
18	Little RockAR	82	$1,100	$215K	4.4%	Details
19	South BendIN	82	$1,050	$195K	3.2%	Details
20	RockfordIL	82	$1,050	$175K	5.0%	Details
21	WichitaKS	82	$1,000	$200K	5.7%	Details
22	Las CrucesNM	82	$1,000	$215K	4.9%	Details
23	MemphisTN	83	$1,100	$200K	None	Details
24	ScrantonPA	83	$1,050	$165K	3.1%	Details
25	ColumbusGA	83	$1,100	$205K	5.5%	Details
26	Kansas CityKS	83	$1,050	$220K	5.7%	Details
27	DaytonOH	83	$1,100	$200K	3.5%	Details
28	PeoriaIL	83	$1,050	$175K	5.0%	Details
29	Corpus ChristiTX	83	$1,100	$230K	None	Details
30	WacoTX	83	$1,000	$210K	None	Details
31	KilleenTX	83	$1,050	$215K	None	Details
32	EriePA	84	$1,100	$180K	3.1%	Details
33	FayettevilleNC	84	$1,200	$230K	4.5%	Details
34	BirminghamAL	84	$1,200	$225K	5.0%	Details
35	AkronOH	84	$1,200	$205K	3.5%	Details
36	AugustaGA	85	$1,200	$220K	5.5%	Details
37	LafayetteLA	85	$1,100	$220K	4.3%	Details
38	ClevelandOH	85	$1,250	$215K	3.5%	Details
39	LansingMI	85	$1,200	$220K	4.1%	Details
40	Cedar RapidsIA	85	$1,100	$225K	5.7%	Details
41	Oklahoma CityOK	86	$1,100	$225K	4.8%	Details
42	ChattanoogaTN	86	$1,250	$275K	None	Details
43	FayettevilleAR	86	$1,300	$280K	4.4%	Details
44	Green BayWI	86	$1,250	$225K	7.7%	Details
45	LincolnNE	86	$1,150	$245K	5.8%	Details
46	San AntonioTX	87	$1,100	$260K	None	Details
47	DetroitMI	87	$1,200	$200K	4.1%	Details
48	LakelandFL	87	$1,450	$285K	None	Details
49	Winston-SalemNC	87	$1,300	$260K	4.5%	Details
50	ColumbiaSC	87	$1,250	$260K	6.2%	Details
51	KnoxvilleTN	87	$1,300	$290K	None	Details
52	Baton RougeLA	87	$1,200	$240K	4.3%	Details
53	RoanokeVA	87	$1,200	$240K	5.8%	Details
54	St. LouisMO	87	$1,300	$230K	4.7%	Details
55	CincinnatiOH	87	$1,300	$235K	3.5%	Details
56	DuluthMN	87	$1,200	$230K	9.9%	Details
57	OmahaNE	87	$1,200	$260K	5.8%	Details
58	Des MoinesIA	87	$1,200	$255K	5.7%	Details
59	BismarckND	87	$1,150	$260K	2.5%	Details
60	Idaho FallsID	87	$1,100	$310K	5.8%	Details
61	SyracuseNY	88	$1,200	$195K	6.9%	Details
62	TallahasseeFL	88	$1,350	$260K	None	Details
63	GainesvilleFL	88	$1,300	$280K	None	Details
64	PensacolaFL	88	$1,300	$270K	None	Details
65	GreensboroNC	88	$1,300	$265K	4.5%	Details
66	GreenvilleSC	88	$1,300	$280K	6.2%	Details
67	HuntsvilleAL	88	$1,300	$280K	5.0%	Details
68	ColumbiaMO	88	$1,250	$255K	4.7%	Details
69	LouisvilleKY	88	$1,300	$250K	4.0%	Details
70	Sioux FallsSD	88	$1,250	$265K	None	Details
71	CheyenneWY	88	$1,150	$330K	None	Details
72	Rapid CitySD	88	$1,200	$285K	None	Details
73	IndianapolisIN	89	$1,200	$260K	3.2%	Details
74	AlbuquerqueNM	89	$1,100	$280K	4.9%	Details
75	RochesterNY	89	$1,300	$205K	6.9%	Details
76	LexingtonKY	89	$1,350	$270K	4.0%	Details
77	Grand RapidsMI	89	$1,400	$280K	4.1%	Details
78	MilwaukeeWI	89	$1,350	$260K	7.7%	Details
79	FargoND	89	$1,250	$270K	2.5%	Details
80	BillingsMT	89	$1,200	$320K	6.8%	Details
81	NorfolkVA	90	$1,400	$290K	5.8%	Details
82	BuffaloNY	90	$1,250	$220K	6.9%	Details
83	HarrisburgPA	90	$1,250	$230K	3.1%	Details
84	Kansas CityMO	91	$1,200	$280K	5.4%	Details
85	ColumbusOH	91	$1,250	$270K	3.0%	Details
86	Fort WorthTX	91	$1,400	$310K	None	Details
87	SpokaneWA	91	$1,400	$330K	None	Details
88	PittsburghPA	92	$1,350	$220K	3.1%	Details
89	AlbanyNY	92	$1,400	$270K	6.9%	Details
90	AllentownPA	92	$1,400	$270K	3.1%	Details
91	ConcordNC	92	$1,500	$320K	4.5%	Details
92	SavannahGA	92	$1,500	$310K	5.5%	Details
93	TucsonAZ	93	$1,250	$300K	2.5%	Details
94	Virginia BeachVA	93	$1,550	$310K	5.8%	Details
95	JacksonvilleFL	93	$1,650	$320K	None	Details
96	WilmingtonNC	93	$1,550	$340K	4.5%	Details
97	MidlandTX	93	$1,200	$290K	None	Details
98	GlendaleAZ	93	$1,300	$360K	2.5%	Details
99	OgdenUT	93	$1,250	$380K	4.7%	Details
100	RochesterMN	94	$1,400	$290K	9.9%	Details
101	HoustonTX	95	$1,350	$280K	None	Details
102	New OrleansLA	95	$1,400	$280K	4.3%	Details
103	Colorado SpringsCO	95	$1,500	$400K	4.4%	Details
104	Cape CoralFL	96	$1,750	$370K	None	Details
105	MesaAZ	96	$1,400	$380K	2.5%	Details
106	St. GeorgeUT	96	$1,300	$440K	4.7%	Details
107	CharlestonSC	97	$1,900	$430K	6.2%	Details
108	MadisonWI	97	$1,650	$360K	7.7%	Details
109	St. PaulMN	97	$1,500	$310K	9.9%	Details
110	MissoulaMT	97	$1,300	$430K	6.8%	Details
111	SalemOR	97	$1,450	$380K	9.9%	Details
112	BakersfieldCA	97	$1,300	$330K	9.3%	Details
113	RichmondVA	98	$1,600	$330K	5.8%	Details
114	SpringfieldMA	98	$1,450	$260K	5.0%	Details
115	CarmelIN	98	$1,450	$380K	3.2%	Details
116	DallasTX	99	$1,500	$330K	None	Details
117	Fort CollinsCO	99	$1,700	$520K	4.4%	Details
118	ChandlerAZ	99	$1,450	$410K	2.5%	Details
119	ProvoUT	99	$1,400	$480K	4.7%	Details
120	Santa FeNM	99	$1,550	$480K	4.9%	Details
121	FresnoCA	99	$1,450	$360K	9.3%	Details
122	PhoenixAZ	100	$1,500	$380K	2.5%	Details
123	CharlotteNC	100	$1,700	$350K	4.5%	Details
124	NapervilleIL	100	$1,650	$430K	5.0%	Details
125	HendersonNV	100	$1,600	$420K	None	Details
126	StocktonCA	100	$1,500	$390K	9.3%	Details
127	AnchorageAK	100	$1,800	$400K	None	Details
128	RaleighNC	101	$1,700	$380K	4.5%	Details
129	RenoNV	101	$1,650	$440K	None	Details
130	OrlandoFL	102	$1,900	$370K	None	Details
131	DurhamNC	102	$1,750	$390K	4.5%	Details
132	FlagstaffAZ	102	$1,650	$500K	2.5%	Details
133	TempeAZ	103	$1,600	$430K	2.5%	Details
134	TampaFL	104	$2,000	$380K	None	Details
135	BoiseID	105	$1,600	$410K	5.8%	Details
136	TrentonNJ	105	$1,700	$310K	9.0%	Details
137	Ann ArborMI	105	$1,750	$400K	4.1%	Details
138	Las VegasNV	106	$1,600	$380K	None	Details
139	MinneapolisMN	106	$1,700	$320K	9.9%	Details
140	ChicagoIL	107	$1,900	$360K	4.9%	Details
141	PhiladelphiaPA	107	$2,000	$290K	3.1%	Details
142	Salt Lake CityUT	107	$1,700	$480K	4.7%	Details
143	HartfordCT	107	$1,700	$310K	7.0%	Details
144	EugeneOR	107	$1,650	$430K	9.9%	Details
145	ProvidenceRI	108	$1,800	$370K	6.0%	Details
146	WorcesterMA	108	$1,750	$380K	5.0%	Details
147	SarasotaFL	108	$2,000	$480K	None	Details
148	AtlantaGA	110	$1,900	$380K	5.5%	Details
149	BaltimoreMD	110	$1,900	$300K	4.8%	Details
150	New HavenCT	110	$1,800	$340K	7.0%	Details
151	NashvilleTN	112	$1,800	$420K	None	Details
152	BridgeportCT	112	$1,850	$360K	7.0%	Details
153	BendOR	112	$1,900	$580K	9.9%	Details
154	TacomaWA	114	$1,900	$500K	None	Details
155	West Palm BeachFL	117	$2,400	$500K	None	Details
156	ScottsdaleAZ	117	$2,000	$650K	2.5%	Details
157	RiversideCA	117	$1,750	$520K	9.3%	Details
158	Fort LauderdaleFL	120	$2,600	$520K	None	Details
159	AustinTX	122	$1,800	$480K	None	Details
160	DenverCO	122	$2,000	$530K	4.4%	Details
161	MiamiFL	123	$2,500	$620K	None	Details
162	PortlandOR	125	$1,900	$490K	9.9%	Details
163	SacramentoCA	127	$2,000	$480K	9.3%	Details
164	BoulderCO	132	$2,300	$800K	4.4%	Details
165	Santa RosaCA	140	$2,200	$680K	9.3%	Details
166	San DiegoCA	148	$2,600	$850K	9.3%	Details
167	BellevueWA	148	$2,700	$900K	None	Details
168	Long BeachCA	148	$2,400	$720K	9.3%	Details
169	AnaheimCA	148	$2,400	$730K	9.3%	Details
170	SeattleWA	150	$2,400	$750K	None	Details
171	WashingtonDC	153	$3,100	$650K	5.8%	Details
172	IrvineCA	158	$2,800	$950K	9.3%	Details
173	BostonMA	162	$3,000	$700K	5.0%	Details
174	OaklandCA	162	$2,700	$800K	9.3%	Details
175	Los AngelesCA	173	$2,800	$850K	9.3%	Details
176	HonoluluHI	186	$3,200	$750K	11.0%	Details
177	New YorkNY	187	$3,500	$750K	6.9%	Details
178	San JoseCA	189	$3,000	$1.4M	9.3%	Details
179	San FranciscoCA	194	$3,600	$1.2M	9.3%	Details

COL index sourced from Numbeo, Zillow, and BLS data · Q1 2026 · For general guidance only

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