Cost of Living in Trenton, New Jersey (2026)
COL Index
105
100 = US avg
1BR Rent
$1,700
per month
Median HHI
$55K
per year
State Tax
9%
income tax
Full cost breakdown
| Category | Trenton |
|---|---|
| 🏠 HousingQ1 2026 | |
| Studio rent/mo | $1,350 |
| 1BR rent/mo | $1,700 |
| 2BR rent/mo | $2,300 |
| Median home price | $310K |
| 🛒 Food & GroceriesQ1 2026 | |
| Groceries index (100 = US avg) | 104 |
| Budget meal (1 person) | $15 |
| Mid-range dinner (2 people) | $62 |
| 🚌 TransportationQ1 2026 | |
| Monthly transit pass/mo | $80 |
| Gas price/gal | $3.40 |
| Car insurance/mo | $172 |
| ⚡ UtilitiesQ1 2026 | |
| Utilities bundle (elec + gas + water)/mo | $215 |
| Internet/mo | $68 |
| 💰 Income & TaxesQ1 2026 | |
| Median household income/yr | $55K |
| State income tax rate | 9.0% |
| Sales tax (combined) | 6.6% |
| 📊 OverviewQ1 2026 | |
| Overall COL index (100 = US avg) | 105 |
| Walk score / 100 | 63 |
Is Trenton affordable on your salary?
How rent burden (1BR) changes across income levels. Under 30% is comfortable; above 40% is tight.
$40K
~$2,428/mo take-home
70% rent burden · Difficult
$50K
~$2,785/mo take-home
61% rent burden · Difficult
$60K
~$3,343/mo take-home
51% rent burden · Difficult
$75K
~$4,178/mo take-home
41% rent burden · Tight
$80K
~$4,457/mo take-home
38% rent burden · Tight
$100K
~$5,571/mo take-home
31% rent burden · Manageable
$120K
~$6,255/mo take-home
27% rent burden · Comfortable
$150K
~$7,819/mo take-home
22% rent burden · Very comfortable
Too expensive? Find cheaper alternatives.
See cities with a lower cost of living than Trenton.
Compare Trenton with other cities
Trenton vs New YorkCompare →Trenton vs Los AngelesCompare →Trenton vs ChicagoCompare →Trenton vs HoustonCompare →
Data: Zillow Observed Rent Index, BLS, Numbeo, Tax Foundation, US Census ACS · Q1 2026 · For general guidance only