Cost of Living in Bend, Oregon (2026)
COL Index
112
100 = US avg
1BR Rent
$1,900
per month
Median HHI
$68K
per year
State Tax
9.9%
income tax
Full cost breakdown
| Category | Bend |
|---|---|
| 🏠 HousingQ1 2026 | |
| Studio rent/mo | $1,500 |
| 1BR rent/mo | $1,900 |
| 2BR rent/mo | $2,500 |
| Median home price | $580K |
| 🛒 Food & GroceriesQ1 2026 | |
| Groceries index (100 = US avg) | 105 |
| Budget meal (1 person) | $15 |
| Mid-range dinner (2 people) | $62 |
| 🚌 TransportationQ1 2026 | |
| Monthly transit pass/mo | $65 |
| Gas price/gal | $3.85 |
| Car insurance/mo | $142 |
| ⚡ UtilitiesQ1 2026 | |
| Utilities bundle (elec + gas + water)/mo | $125 |
| Internet/mo | $68 |
| 💰 Income & TaxesQ1 2026 | |
| Median household income/yr | $68K |
| State income tax rate | 9.9% |
| Sales tax (combined) | 0.0% |
| 📊 OverviewQ1 2026 | |
| Overall COL index (100 = US avg) | 112 |
| Walk score / 100 | 38 |
Is Bend affordable on your salary?
How rent burden (1BR) changes across income levels. Under 30% is comfortable; above 40% is tight.
$40K
~$2,398/mo take-home
79% rent burden · Difficult
$50K
~$2,748/mo take-home
69% rent burden · Difficult
$60K
~$3,298/mo take-home
58% rent burden · Difficult
$75K
~$4,122/mo take-home
46% rent burden · Difficult
$80K
~$4,397/mo take-home
43% rent burden · Tight
$100K
~$5,496/mo take-home
35% rent burden · Manageable
$120K
~$6,165/mo take-home
31% rent burden · Manageable
$150K
~$7,706/mo take-home
25% rent burden · Comfortable
Too expensive? Find cheaper alternatives.
See cities with a lower cost of living than Bend.
Compare Bend with other cities
Bend vs New YorkCompare →Bend vs Los AngelesCompare →Bend vs ChicagoCompare →Bend vs HoustonCompare →
Data: Zillow Observed Rent Index, BLS, Numbeo, Tax Foundation, US Census ACS · Q1 2026 · For general guidance only