Cost of Living in Warsaw, Masovian Voivodeship (2026)
COL Index
54
100 = US avg
1BR Rent
$750
per month
Median HHI
—
per year
State Tax
17%
income tax
Full cost breakdown
| Category | Warsaw |
|---|---|
| 🏠 HousingQ1 2026 | |
| Studio rent/mo | $550 |
| 1BR rent/mo | $750 |
| 2BR rent/mo | $1,200 |
| Median home price | — |
| 🛒 Food & GroceriesQ1 2026 | |
| Groceries index (100 = US avg) | — |
| Budget meal (1 person) | $8 |
| Mid-range dinner (2 people) | $35 |
| 🚌 TransportationQ1 2026 | |
| Monthly transit pass/mo | — |
| Gas price/gal | — |
| Car insurance/mo | — |
| ⚡ UtilitiesQ1 2026 | |
| Utilities bundle (elec + gas + water)/mo | $95 |
| Internet/mo | $20 |
| 💰 Income & TaxesQ1 2026 | |
| Median household income/yr | — |
| State income tax rate | 17.0% |
| Sales tax (combined) | 23.0% |
| 📊 OverviewQ1 2026 | |
| Overall COL index (100 = US avg) | 54 |
| Walk score / 100 | 72 |
Is Warsaw affordable on your salary?
How rent burden (1BR) changes across income levels. Under 30% is comfortable; above 40% is tight.
$40K
~$2,162/mo take-home
35% rent burden · Manageable
$50K
~$2,452/mo take-home
31% rent burden · Manageable
$60K
~$2,943/mo take-home
25% rent burden · Comfortable
$75K
~$3,678/mo take-home
20% rent burden · Very comfortable
$80K
~$3,923/mo take-home
19% rent burden · Very comfortable
$100K
~$4,904/mo take-home
15% rent burden · Very comfortable
$120K
~$5,455/mo take-home
14% rent burden · Very comfortable
$150K
~$6,819/mo take-home
11% rent burden · Very comfortable
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Data: Zillow Observed Rent Index, BLS, Numbeo, Tax Foundation, US Census ACS · Q1 2026 · For general guidance only