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🎯 WealthSpott

© 2026 WealthSpott. Independent reviews, no sponsored rankings.

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Find the best place for your savings

Compare high-yield savings accounts earning up to 4%+ APY

Complete the Picture

While you're comparing — don't leave money on the table.

📈

Investing

Ready for the next step beyond savings?

Once your 3–6 month emergency fund is set, every extra dollar earns more in an index fund.

Compare brokers
💳

Cash-Back Card

Earn on every purchase — save it all

Pair a 2% cash-back card with a HYSA and every swipe builds your balance.

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🛡️

Life Insurance

Protect what you're building

Term life is cheapest when you're young. Lock in coverage while you grow your savings.

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Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.

ProductAPYMin BalanceMonthly FeeSignup BonusRatingActions
Openbank logo

Openbank

Openbank High Yield Savings

Editor's Choice

4.09%

$0

$0

—

4.5
Review →
Vio Bank logo

Vio Bank

Vio Bank High-Yield Savings

4.03%

$100

$0

—

4.5
Review →
Peak Bank logo

Peak Bank

Peak Bank Envision High-Yield Savings

4.02%

$0

$0

—

4.4
Review →
LendingClub Bank logo

LendingClub Bank

LendingClub LevelUp Savings

4.00%

$0

$0

—

4.4
Review →
Bread Savings logo

Bread Savings

Bread Savings High-Yield Savings

4.00%

$100

$0

—

4.3
Review →
EverBank logo

EverBank

EverBank Yield Pledge Savings

3.90%

$0

$0

—

4.4
Review →
CIT Bank logo

CIT Bank

CIT Bank Platinum Savings

3.75%

$100

$0

—

4.3
Review →
Barclays logo

Barclays

Barclays Tiered Savings

3.70%

$0

$0

—

4.3
Review →
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

Marcus by Goldman Sachs High-Yield Savings

3.65%

$0

$0

—

4.6
Review →
Discover Bank logo

Discover Bank

Discover Online Savings

3.50%

$0

$0

—

4.5
Review →
Synchrony Bank logo

Synchrony Bank

Synchrony High Yield Savings

3.50%

$0

$0

—

4.3
Review →
Capital One logo

Capital One

Capital One 360 Performance Savings

3.30%

$0

$0

—

4.5
Review →
American Express National Bank logo

American Express National Bank

American Express High Yield Savings

3.30%

$0

$0

—

4.4
Review →
SoFi logo

SoFi

SoFi Savings

3.30%

$0

$0

—

4.4
Review →
Ally Bank logo

Ally Bank

Ally Online Savings

3.20%

$0

$0

—

4.5
Review →