CIT BankCIT Bank Platinum Savings
APY
3.75%
Min. to Open
$100
Monthly Fee
No monthly fee
Welcome Bonus
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CIT Bank Platinum Savings
CIT Bank Platinum Savings
3.75%+ APY. $100 minimum to earn APY.
Our take
Competitive rate; requires $100 minimum to earn the advertised APY. Good for savers with a small cushion.
Highlights
What we like
Competitive 3.75% APY
FDIC insured
The trade-off
$100 minimum to earn APY
Is this account right for you?
Answer a few quick questions — we'll match you with the savings accounts that fit your goals and habits.
Full details
Rate & Earnings
| APY | 3.75% |
| APY conditions | With $100 min. balance for APY |
| Minimum balance for APY | $100 |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | $100 |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 3.75%. With $100 min. balance for APY
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
CIT Bank Platinum Savings