High-Yield Savings
EverBank
Annual Percentage Yield
3.90%
APY ยท Variable rate
EverBank

EverBank Yield Pledge Savings

4.4
Editorial score

APY

3.90%

Min. to Open

None required

Monthly Fee

No monthly fee

Welcome Bonus

โ€”

FDIC InsuredMobile AppATM Access
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EverBank Yield Pledge Savings

3.90% APY. Yield Pledge program.

Our take

Ed

Yield Pledge means they aim to keep rates competitive. Strong option for savers who want transparency.

Highlights

What we like

Yield Pledge keeps rates competitive

No minimum or fees

The trade-off

Rate may change with market

Ch

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Full details

Rate & Earnings
APY3.90%
APY conditionsNo minimum for APY
Minimum balance for APYNone required
Fees & Requirements
Monthly feeNo monthly fee
Minimum to openNone required
Features
FDIC insured FDIC insured
Mobile app Mobile app
ATM access ATM access

Frequently asked questions

What is the current APY on this account?

The current APY is 3.90%. No minimum for APY

Is my money protected?

Yes โ€” this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.

How do I access my money?

ATM withdrawals are available. You can transfer funds electronically to a linked checking account, typically within 1โ€“3 business days.

Are there any hidden fees?

This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.

EverBank Yield Pledge Savings

4.4

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Verified Mar 2026