BarclaysBarclays Tiered Savings
APY
3.70%
Min. to Open
None required
Monthly Fee
No monthly fee
Welcome Bonus
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Barclays Tiered Savings
Barclays Tiered Savings
3.70% APY. No minimum. No monthly fee.
Our take
Solid rate with no minimum balance and no monthly fee. Established bank brand.
Highlights
What we like
No minimum, no monthly fee
Established bank brand
The trade-off
Online only
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Full details
Rate & Earnings
| APY | 3.70% |
| APY conditions | No minimum for APY |
| Minimum balance for APY | None required |
Fees & Requirements
| Monthly fee | No monthly fee |
| Minimum to open | None required |
Features
| FDIC insured | FDIC insured |
| Mobile app | Mobile app |
| ATM access | Not available |
Frequently asked questions
What is the current APY on this account?
The current APY is 3.70%. No minimum for APY
Is my money protected?
Yes — this account is FDIC insured up to $250,000 per depositor, per institution. Your money is safe even if the bank fails.
How do I access my money?
You can transfer funds electronically to a linked checking account, typically within 1–3 business days.
Are there any hidden fees?
This account has no monthly maintenance fee. Always review the full fee schedule for wire transfer, outgoing transfer, or other service fees.
Barclays Tiered Savings