15 top-rated insurers available in Winston-Salem, NC. Auto, home, renters, and life insurance — compare coverage and rates.
Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.
Avg $1,180–$1,500/yr. Military & veterans only. Top-rated customer service.
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Among the lowest rates. Military families only. Excellent claims service.
From ~$150/yr for $1M. Military families only. Lowest premiums available.
J.D. Power 906/1000. Annual dividends reduce premiums 5–20%. Best claims handling.
Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.
Overall score 4.74. Competitive term rates. Strong financial strength (A+ AM Best).
Up to 80% income replacement. Benefits to age 70. Highly customizable riders.
Broadest coverage. No underlying policy required. A++ rated. Best for high net worth.
Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.
Avg $1,547/yr. Lowest rates for most good drivers. 15+ discount categories.
Starting ~$1,280/yr. Best value where available (12 states + DC).
From $5/mo. Avg $118/yr. AI claims paid in minutes. App-first experience.
170+ year track record. Annual dividends since 1854. Best for whole life policies.
Chubb Masterpiece® Homeowners Insurance is among the top-rated insurance providers available to Winston-Salem, NC residents. Insurance availability and rates vary by location — compare multiple quotes to find the best rate for your specific address.
Auto insurance rates in Winston-Salem, NC depend on your driving history, vehicle, and coverage level. Compare at least 3 quotes to find the best rate for your situation.
State insurance requirements vary. NC requires minimum liability coverage for auto insurance. Homeowners in flood-prone areas may need separate flood insurance (not covered by standard home policies). Earthquake coverage may be worth adding in seismically active regions. Review state-specific requirements before purchasing.
Insurance rates vary by location, coverage, and individual factors · Get personalized quotes · Q1 2026