GEICO Auto Insurance

Editor's Choice

GEICO

4.5

Avg $1,547/yr. Lowest rates for most good drivers. 15+ discount categories.

Editorial score

4.5 / 5

Product type

auto insurance

Our take

GEICO delivers the lowest average rates nationally for good drivers thanks to its direct-to-consumer model. Over 15 discount categories including bundling, military, and good student.

Pros and cons

Pros

  • +Lowest average rates for good drivers
  • +Lowest average rates for good drivers
  • +15+ discount categories
  • +15+ discount categories
  • +Strong military discounts (up to 15%)
  • +Strong military discounts (up to 15%)

Cons

  • −No local agents — online/phone only
  • −No local agents — online/phone only
  • −Bundling discounts not as strong as State Farm
  • −Bundling discounts not as strong as State Farm

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Full details

best forGood drivers seeking lowest rates
headline metricFrom ~$110/mo
secondary metric15+ discounts available
avg annual premium1547
discount highlightsMilitary 15%, multi-policy, good student, anti-theft

Frequently asked questions

What should I compare besides premium for GEICO Auto Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is GEICO Auto Insurance right for me?
GEICO delivers the lowest average rates nationally for good drivers thanks to its direct-to-consumer model. Over 15 discount categories including bundling, military, and good student.

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Verified Apr 2026

GEICO Auto Insurance