USAA Homeowners Insurance
Military OnlyUSAA
4.7
Avg $1,500–$1,900/yr. Military families only. Best-in-class service.
Editorial score
4.7 / 5
Product type
home insurance
Our take
USAA provides the best homeowners insurance experience for military families, with lower-than-average premiums, excellent claims handling, and coverage that follows military relocations.
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Full details
| best for | Military members, veterans, and families |
| headline metric | From ~$125/mo |
| secondary metric | Military families only |
| avg annual premium | 1700 |
| discount highlights | Military, claims-free, protective devices, new home |
Frequently asked questions
What should I compare besides premium for USAA Homeowners Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is USAA Homeowners Insurance right for me?
USAA provides the best homeowners insurance experience for military families, with lower-than-average premiums, excellent claims handling, and coverage that follows military relocations.
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Verified Apr 2026
USAA Homeowners Insurance