Erie Insurance Homeowners
Erie Insurance
4.5
Starting ~$1,280/yr. Best value where available (12 states + DC).
Editorial score
4.5 / 5
Product type
home insurance
Our take
Erie delivers exceptional value with premiums starting around $1,280 annually — well below the national average. Limited to 12 states and D.C., but unbeatable pricing where available.
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Full details
| best for | Homeowners in Mid-Atlantic and Midwest states |
| headline metric | From ~$107/mo |
| secondary metric | 12 states + DC only |
| avg annual premium | 1280 |
| discount highlights | Multi-policy, claims-free, smart home, new home |
Frequently asked questions
What should I compare besides premium for Erie Insurance Homeowners?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Erie Insurance Homeowners right for me?
Erie delivers exceptional value with premiums starting around $1,280 annually — well below the national average. Limited to 12 states and D.C., but unbeatable pricing where available.
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Verified Apr 2026
Erie Insurance Homeowners