Amica Renters Insurance
Editor's ChoiceAmica Mutual
4.6
Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.
Editorial score
4.6 / 5
Product type
renters insurance
Our take
Amica offers the lowest average renters insurance rates at ~$107/year while maintaining the highest customer satisfaction scores. As a mutual company, Amica pays annual dividends that further reduce your effective premium.
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Full details
| best for | Budget-conscious renters who value top satisfaction |
| headline metric | From ~$9/mo |
| secondary metric | Dividend payback lowers cost |
| avg annual premium | 107 |
| discount highlights | Dividend payback, multi-policy, protective devices, loyalty |
Frequently asked questions
What should I compare besides premium for Amica Renters Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Amica Renters Insurance right for me?
Amica offers the lowest average renters insurance rates at ~$107/year while maintaining the highest customer satisfaction scores. As a mutual company, Amica pays annual dividends that further reduce your effective premium.
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Verified Apr 2026
Amica Renters Insurance