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ยฉ 2026 WealthSpott. Independent reviews, no sponsored rankings.

CompareInsuranceBest Auto InsuranceIn Provo, UT

Best Best Auto Insurance in Provo, UT (2026)

15 top-rated best auto insurance providers available in Provo, UT. Compare coverage options and get quotes.

COL index
99
Median home price
$480K
1
USAA Umbrella Insurance
USAA
4.7

From ~$150/yr for $1M. Military families only. Lowest premiums available.

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2
USAA Auto Insurance
USAA
4.7

Avg $1,180โ€“$1,500/yr. Military & veterans only. Top-rated customer service.

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3
USAA Renters Insurance
USAA
4.7

Among the lowest rates. Military families only. Excellent claims service.

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4
USAA Homeowners Insurance
USAA
4.7

Avg $1,500โ€“$1,900/yr. Military families only. Best-in-class service.

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5
Chubb Masterpieceยฎ Homeowners Insurance
Chubb
4.7

Premium policy for high-value homes ($750K+). Cash settlement. Extended replacement.

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6
MassMutual Disability Insurance
MassMutual
4.6

Up to 80% income replacement. Benefits to age 70. Highly customizable riders.

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7
Chubb Umbrella Insurance
Chubb
4.6

Broadest coverage. No underlying policy required. A++ rated. Best for high net worth.

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8
Pacific Life Term Life
Pacific Life
4.6

Overall score 4.74. Competitive term rates. Strong financial strength (A+ AM Best).

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9
Amica Renters Insurance
Amica Mutual
4.6

Avg ~$107/yr. Lowest rates. #1 customer satisfaction. Dividend payback.

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10
Amica Mutual Homeowners Insurance
Amica Mutual
4.6

J.D. Power 906/1000. Annual dividends reduce premiums 5โ€“20%. Best claims handling.

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11
Auto-Owners Homeowners Insurance
Auto-Owners Insurance
4.5

Avg ~$1,400/yr. Lowest complaint ratio. Agent-only. 26 states. A++ AM Best.

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12
Healthy Paws Pet Insurance
Healthy Paws
4.5

Unlimited annual benefits. No caps per incident. Avg 2-day claims turnaround.

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13
New York Life Term & Whole Life
New York Life
4.5

170+ year track record. Annual dividends since 1854. Best for whole life policies.

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14
Erie Insurance Homeowners
Erie Insurance
4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

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15
GEICO Auto Insurance
GEICO
4.5

Avg $1,547/yr. Lowest rates for most good drivers. 15+ discount categories.

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Frequently asked questions

What is the best best auto insurance in Provo, UT?

USAA Umbrella Insurance is a top-rated provider of best auto insurance in Provo, UT. Insurance availability and rates vary by zip code โ€” always compare at least 3 quotes for your specific address.

Does location affect best auto insurance rates in Provo, UT?

Yes โ€” insurance rates vary significantly within Provo, UT based on your specific zip code, local claims history, weather risks, and traffic density. Compare multiple quotes to find the best rate for your exact location.

All Best Auto InsuranceAll insurance typesAll insurance in Provo, UTProvo cost of livingBest Auto Insurance in Utah

Rates vary by zip code and individual factors ยท Get personalized quotes ยท Q1 2026