VTI vs EFA — 24-Year Performance Comparison
Total US Market vs International Developed — backtested 2001–2024
VTI wins$73,022 vs $33,507 on $10,000 over 24 years
VTITotal US Market
Final value$73,022
CAGR+8.6%
Max drawdown-37.0%
Best year+34% (2013)
Years won14 of 24
EFAInternational Developed
Final value$33,507
CAGR+5.2%
Max drawdown-41.0%
Best year+40% (2003)
Years won10 of 24
Growth of $10,000
2001–2024VTIEFA
VTI$73,022
EFA$33,507
50/50 mix$50,705
50/50 blend: $50,705 (+7.0%/yr CAGR)
Splitting equally between VTI and EFA would have landed between the two — slightly lower CAGR than VTI but less volatility. Try a custom split →
Year-by-year: VTI vs EFA
| Year | VTI | EFA | Winner |
|---|---|---|---|
| 2024 | +23.8% | +3.5% | VTI |
| 2023 | +26.1% | +18.4% | VTI |
| 2022 | -19.5% | -14.4% | EFA |
| 2021 | +25.7% | +11.4% | VTI |
| 2020 | +21.1% | +7.6% | VTI |
| 2019 | +30.7% | +22.0% | VTI |
| 2018 | -5.2% | -13.8% | VTI |
| 2017 | +21.2% | +25.1% | EFA |
| 2016 | +12.7% | +1.4% | VTI |
| 2015 | +0.4% | -1.0% | VTI |
| 2014 | +12.6% | -6.2% | VTI |
| 2013 | +33.5% | +21.4% | VTI |
| 2012 | +16.4% | +18.8% | EFA |
| 2011 | +1.1% | -12.2% | VTI |
| 2010 | +17.3% | +8.2% | VTI |
| 2009 | +28.8% | +27.0% | VTI |
| 2008 | -37.0% | -41.0% | VTI |
| 2007 | +5.5% | +9.9% | EFA |
| 2006 | +15.7% | +25.8% | EFA |
| 2005 | +5.9% | +13.3% | EFA |
| 2004 | +12.5% | +19.0% | EFA |
| 2003 | +31.4% | +40.3% | EFA |
| 2002 | -21.5% | -15.4% | EFA |
| 2001 | -11.0% | -5.2% | EFA |
More comparisons
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