SCHD vs XLY — 14-Year Performance Comparison
Dividend Growth vs Consumer Discretionary — backtested 2011–2024
XLY wins$72,849 vs $55,862 on $10,000 over 14 years
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won5 of 14
XLYConsumer Discretionary
Final value$72,849
CAGR+15.2%
Max drawdown-37.0%
Best year+44% (2013)
Years won9 of 14
Growth of $10,000
2011–2024SCHDXLY
SCHD$55,862
XLY$72,849
50/50 mix$66,560
50/50 blend: $66,560 (+14.5%/yr CAGR)
Splitting equally between SCHD and XLY would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: SCHD vs XLY
| Year | SCHD | XLY | Winner |
|---|---|---|---|
| 2024 | +25.3% | +30.6% | XLY |
| 2023 | +6.8% | +41.1% | XLY |
| 2022 | -3.2% | -37.0% | SCHD |
| 2021 | +29.5% | +24.1% | SCHD |
| 2020 | +11.6% | +33.0% | XLY |
| 2019 | +28.4% | +27.9% | SCHD |
| 2018 | -5.9% | -0.5% | XLY |
| 2017 | +20.1% | +22.9% | XLY |
| 2016 | +18.8% | +6.0% | SCHD |
| 2015 | +0.3% | +10.1% | XLY |
| 2014 | +14.7% | +9.7% | SCHD |
| 2013 | +33.0% | +43.6% | XLY |
| 2012 | +14.1% | +23.8% | XLY |
| 2011 | -0.5% | +6.8% | XLY |
More comparisons
Build your portfolio
Mix SCHD + XLY with custom allocations
Try a 70/30 or 40/60 split — or add up to 3 more ETFs. See exactly how your custom portfolio would have performed.
Open Portfolio Builder →Past performance does not guarantee future results.