XLY vs SCHD — 14-Year Performance Comparison
Consumer Discretionary vs Dividend Growth — backtested 2011–2024
XLY wins$72,849 vs $55,862 on $10,000 over 14 years
XLYConsumer Discretionary
Final value$72,849
CAGR+15.2%
Max drawdown-37.0%
Best year+44% (2013)
Years won9 of 14
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won5 of 14
Growth of $10,000
2011–2024XLYSCHD
XLY$72,849
SCHD$55,862
50/50 mix$66,560
50/50 blend: $66,560 (+14.5%/yr CAGR)
Splitting equally between XLY and SCHD would have landed between the two — slightly lower CAGR than XLY but less volatility. Try a custom split →
Year-by-year: XLY vs SCHD
| Year | XLY | SCHD | Winner |
|---|---|---|---|
| 2024 | +30.6% | +25.3% | XLY |
| 2023 | +41.1% | +6.8% | XLY |
| 2022 | -37.0% | -3.2% | SCHD |
| 2021 | +24.1% | +29.5% | SCHD |
| 2020 | +33.0% | +11.6% | XLY |
| 2019 | +27.9% | +28.4% | SCHD |
| 2018 | -0.5% | -5.9% | XLY |
| 2017 | +22.9% | +20.1% | XLY |
| 2016 | +6.0% | +18.8% | SCHD |
| 2015 | +10.1% | +0.3% | XLY |
| 2014 | +9.7% | +14.7% | SCHD |
| 2013 | +43.6% | +33.0% | XLY |
| 2012 | +23.8% | +14.1% | XLY |
| 2011 | +6.8% | -0.5% | XLY |
More comparisons
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