SCHD vs VTI — 14-Year Performance Comparison
Dividend Growth vs Total US Market — backtested 2011–2024
VTI wins$57,464 vs $55,862 on $10,000 over 14 years
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won5 of 14
VTITotal US Market
Final value$57,464
CAGR+13.3%
Max drawdown-19.5%
Best year+34% (2013)
Years won9 of 14
Growth of $10,000
2011–2024SCHDVTI
SCHD$55,862
VTI$57,464
50/50 mix$57,182
50/50 blend: $57,182 (+13.3%/yr CAGR)
Splitting equally between SCHD and VTI would have landed between the two — slightly lower CAGR than VTI but less volatility. Try a custom split →
Year-by-year: SCHD vs VTI
| Year | SCHD | VTI | Winner |
|---|---|---|---|
| 2024 | +25.3% | +23.8% | SCHD |
| 2023 | +6.8% | +26.1% | VTI |
| 2022 | -3.2% | -19.5% | SCHD |
| 2021 | +29.5% | +25.7% | SCHD |
| 2020 | +11.6% | +21.1% | VTI |
| 2019 | +28.4% | +30.7% | VTI |
| 2018 | -5.9% | -5.2% | VTI |
| 2017 | +20.1% | +21.2% | VTI |
| 2016 | +18.8% | +12.7% | SCHD |
| 2015 | +0.3% | +0.4% | VTI |
| 2014 | +14.7% | +12.6% | SCHD |
| 2013 | +33.0% | +33.5% | VTI |
| 2012 | +14.1% | +16.4% | VTI |
| 2011 | -0.5% | +1.1% | VTI |
More comparisons
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