EFA vs XLK — 24-Year Performance Comparison
International Developed vs Technology — backtested 2001–2024
XLK wins$108,976 vs $33,507 on $10,000 over 24 years
EFAInternational Developed
Final value$33,507
CAGR+5.2%
Max drawdown-41.0%
Best year+40% (2003)
Years won8 of 24
XLKTechnology
Final value$108,976
CAGR+10.5%
Max drawdown-57.0%
Best year+62% (2009)
Years won16 of 24
Growth of $10,000
2001–2024EFAXLK
EFA$33,507
XLK$108,976
50/50 mix$66,335
50/50 blend: $66,335 (+8.2%/yr CAGR)
Splitting equally between EFA and XLK would have landed between the two — slightly lower CAGR than XLK but less volatility. Try a custom split →
Year-by-year: EFA vs XLK
| Year | EFA | XLK | Winner |
|---|---|---|---|
| 2024 | +3.5% | +24.0% | XLK |
| 2023 | +18.4% | +57.8% | XLK |
| 2022 | -14.4% | -28.2% | EFA |
| 2021 | +11.4% | +34.5% | XLK |
| 2020 | +7.6% | +43.9% | XLK |
| 2019 | +22.0% | +50.3% | XLK |
| 2018 | -13.8% | -1.6% | XLK |
| 2017 | +25.1% | +38.8% | XLK |
| 2016 | +1.4% | +13.9% | XLK |
| 2015 | -1.0% | +4.3% | XLK |
| 2014 | -6.2% | +19.8% | XLK |
| 2013 | +21.4% | +27.7% | XLK |
| 2012 | +18.8% | +14.0% | EFA |
| 2011 | -12.2% | +2.7% | XLK |
| 2010 | +8.2% | +11.1% | XLK |
| 2009 | +27.0% | +61.7% | XLK |
| 2008 | -41.0% | -42.3% | EFA |
| 2007 | +9.9% | +16.4% | XLK |
| 2006 | +25.8% | +12.2% | EFA |
| 2005 | +13.3% | +1.6% | EFA |
| 2004 | +19.0% | +3.7% | EFA |
| 2003 | +40.3% | +49.6% | XLK |
| 2002 | -15.4% | -37.5% | EFA |
| 2001 | -5.2% | -31.2% | EFA |
More comparisons
Build your portfolio
Mix EFA + XLK with custom allocations
Try a 70/30 or 40/60 split — or add up to 3 more ETFs. See exactly how your custom portfolio would have performed.
Open Portfolio Builder →Past performance does not guarantee future results.