EFA vs SCHD — 14-Year Performance Comparison
International Developed vs Dividend Growth — backtested 2011–2024
SCHD wins$55,862 vs $19,717 on $10,000 over 14 years
EFAInternational Developed
Final value$19,717
CAGR+5.0%
Max drawdown-14.4%
Best year+25% (2017)
Years won3 of 14
SCHDDividend Growth
Final value$55,862
CAGR+13.1%
Max drawdown-5.9%
Best year+33% (2013)
Years won11 of 14
Growth of $10,000
2011–2024EFASCHD
EFA$19,717
SCHD$55,862
50/50 mix$33,980
50/50 blend: $33,980 (+9.1%/yr CAGR)
Splitting equally between EFA and SCHD would have landed between the two — slightly lower CAGR than SCHD but less volatility. Try a custom split →
Year-by-year: EFA vs SCHD
| Year | EFA | SCHD | Winner |
|---|---|---|---|
| 2024 | +3.5% | +25.3% | SCHD |
| 2023 | +18.4% | +6.8% | EFA |
| 2022 | -14.4% | -3.2% | SCHD |
| 2021 | +11.4% | +29.5% | SCHD |
| 2020 | +7.6% | +11.6% | SCHD |
| 2019 | +22.0% | +28.4% | SCHD |
| 2018 | -13.8% | -5.9% | SCHD |
| 2017 | +25.1% | +20.1% | EFA |
| 2016 | +1.4% | +18.8% | SCHD |
| 2015 | -1.0% | +0.3% | SCHD |
| 2014 | -6.2% | +14.7% | SCHD |
| 2013 | +21.4% | +33.0% | SCHD |
| 2012 | +18.8% | +14.1% | EFA |
| 2011 | -12.2% | -0.5% | SCHD |
More comparisons
Build your portfolio
Mix EFA + SCHD with custom allocations
Try a 70/30 or 40/60 split — or add up to 3 more ETFs. See exactly how your custom portfolio would have performed.
Open Portfolio Builder →Past performance does not guarantee future results.