Compare high-yield savings accounts earning up to 4%+ APY
While you're comparing — don't leave money on the table.
Investing
Ready for the next step beyond savings?
Once your 3–6 month emergency fund is set, every extra dollar earns more in an index fund.
Cash-Back Card
Earn on every purchase — save it all
Pair a 2% cash-back card with a HYSA and every swipe builds your balance.
Life Insurance
Protect what you're building
Term life is cheapest when you're young. Lock in coverage while you grow your savings.
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| Product | APY | Min Balance | Monthly Fee | Signup Bonus | Rating | Actions |
|---|---|---|---|---|---|---|
Openbank Openbank High Yield Savings Editor's Choice | 4.09% | $0 | $0 | — | 4.5 | |
Vio Bank Vio Bank High-Yield Savings | 4.03% | $100 | $0 | — | 4.5 | |
Peak Bank Peak Bank Envision High-Yield Savings | 4.02% | $0 | $0 | — | 4.4 | |
LendingClub Bank LendingClub LevelUp Savings | 4.00% | $0 | $0 | — | 4.4 | |
Bread Savings Bread Savings High-Yield Savings | 4.00% | $100 | $0 | — | 4.3 | |
EverBank EverBank Yield Pledge Savings | 3.90% | $0 | $0 | — | 4.4 | |
CIT Bank CIT Bank Platinum Savings | 3.75% | $100 | $0 | — | 4.3 | |
Barclays Barclays Tiered Savings | 3.70% | $0 | $0 | — | 4.3 | |
Marcus by Goldman Sachs Marcus by Goldman Sachs High-Yield Savings | 3.65% | $0 | $0 | — | 4.6 | |
Discover Bank Discover Online Savings | 3.50% | $0 | $0 | — | 4.5 | |
Synchrony Bank Synchrony High Yield Savings | 3.50% | $0 | $0 | — | 4.3 | |
Capital One Capital One 360 Performance Savings | 3.30% | $0 | $0 | — | 4.5 | |
American Express National Bank American Express High Yield Savings | 3.30% | $0 | $0 | — | 4.4 | |
SoFi SoFi Savings | 3.30% | $0 | $0 | — | 4.4 | |
Ally Bank Ally Online Savings | 3.20% | $0 | $0 | — | 4.5 |