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CompareLoansMortgages

Best Mortgage Rates Today

Compare 30-year, 15-year, FHA, and VA mortgage rates from top lenders — ranked by rate, fees, and overall value.

Complete the Picture

While you’re comparing — don’t leave money on the table.

🛡️

Home Insurance

Required before closing — compare now

Lenders require it. Get quotes from 21 providers and bundle with auto for instant 10–25% savings.

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💳

Moving & Closing Card

0% intro APR + cash back on $6K+ in moving costs

Average borrower spends $6,000+ on closing and moving. These cards pay you back.

See top moving cards
🚗

Auto Insurance

New commute? Lock rates before you move

Bundle with home insurance for the biggest discount. Most families save $400+/yr.

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Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.

ProductAPR RangeLoan AmountTermOrigination FeeRatingActions
Navy Federal Credit Union logo

Navy Federal Credit Union

Navy Federal Credit Union Mortgage

6.10%–7.80%

$50k–$2000k

120–360 mo

No origination fee on VA loans

4.7
Review →
Guaranteed Rate logo

Guaranteed Rate

Guaranteed Rate Mortgage

6.20%–8.10%

$100k–$4000k

120–360 mo

Varies; typically 0.5%–1.5%

4.3
Review →
Better logo

Better

Better Mortgage

6.30%–7.50%

$100k–$3000k

180–360 mo

—

4.4
Review →
U.S. Bank logo

U.S. Bank

U.S. Bank Mortgage

6.30%–8.00%

$100k–$5000k

120–360 mo

Varies by loan type

4.2
Review →
New American Funding logo

New American Funding

New American Funding Mortgage

6.40%–8.30%

$75k–$3500k

120–360 mo

Varies; competitive on FHA and non-QM

4.4
Review →
loanDepot logo

loanDepot

loanDepot Mortgage

6.40%–7.90%

$100k–$3000k

180–360 mo

0%–2% of loan amount

4.2
Review →
Rocket Mortgage logo

Rocket Mortgage

Rocket Mortgage

Editor's Choice

6.50%–7.80%

$85k–$2500k

180–360 mo

—

4.5
Review →
Chase logo

Chase

Chase Mortgage

6.50%–8.20%

$100k–$5000k

120–360 mo

Varies; relationship discounts up to 0.50%

4.3
Review →