Compare 30-year, 15-year, FHA, and VA mortgage rates from top lenders — ranked by rate, fees, and overall value.
While you’re comparing — don’t leave money on the table.
Home Insurance
Required before closing — compare now
Lenders require it. Get quotes from 21 providers and bundle with auto for instant 10–25% savings.
Moving & Closing Card
0% intro APR + cash back on $6K+ in moving costs
Average borrower spends $6,000+ on closing and moving. These cards pay you back.
Auto Insurance
New commute? Lock rates before you move
Bundle with home insurance for the biggest discount. Most families save $400+/yr.
Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.
| Product | APR Range | Loan Amount | Term | Origination Fee | Rating | Actions |
|---|---|---|---|---|---|---|
Navy Federal Credit Union Navy Federal Credit Union Mortgage | 6.10%–7.80% | $50k–$2000k | 120–360 mo | No origination fee on VA loans | 4.7 | |
Guaranteed Rate Guaranteed Rate Mortgage | 6.20%–8.10% | $100k–$4000k | 120–360 mo | Varies; typically 0.5%–1.5% | 4.3 | |
Better Better Mortgage | 6.30%–7.50% | $100k–$3000k | 180–360 mo | — | 4.4 | |
U.S. Bank U.S. Bank Mortgage | 6.30%–8.00% | $100k–$5000k | 120–360 mo | Varies by loan type | 4.2 | |
New American Funding New American Funding Mortgage | 6.40%–8.30% | $75k–$3500k | 120–360 mo | Varies; competitive on FHA and non-QM | 4.4 | |
loanDepot loanDepot Mortgage | 6.40%–7.90% | $100k–$3000k | 180–360 mo | 0%–2% of loan amount | 4.2 | |
Rocket Mortgage Rocket Mortgage Editor's Choice | 6.50%–7.80% | $85k–$2500k | 180–360 mo | — | 4.5 | |
Chase Chase Mortgage | 6.50%–8.20% | $100k–$5000k | 120–360 mo | Varies; relationship discounts up to 0.50% | 4.3 |