Chase Mortgage
Best Big-Bank OptionChase
4.3
6.50%–8.20% APR$100,000–$5,000,000Fee: Varies; relationship discounts up to 0.50%Min credit: 620+
APR Range
6.50%–8.20%
Loan Amount
$100,000–$5,000,000
Term
120–360 mo
Origination Fee
Varies; relationship discounts up to 0.50%
Our take
Best if you already bank with Chase — the relationship rate discount (up to 0.50% off) can meaningfully reduce your rate. Strong for conventional, jumbo, FHA, and VA loans with nationwide branch coverage.
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Full details
| Minimum loan amount | $100,000 |
| Maximum loan amount | $5,000,000 |
| Lowest APR | 6.50% |
| Highest APR | 8.20% |
| Shortest term | 120 months |
| Longest term | 360 months |
| Origination fee | Varies; relationship discounts up to 0.50% |
| Minimum credit score | 620+ |
| Funding speed | 30–45 days |
Frequently asked questions
What is the APR range for Chase Mortgage?
Chase Mortgage offers APR from 6.50% to 8.20%. Your actual rate depends on creditworthiness, loan amount, and term length.
How much can I borrow with Chase Mortgage?
Loan amounts range from $100,000 to $5,000,000. The amount you qualify for depends on your income, credit score, and existing debt.
What credit score do I need for Chase Mortgage?
A minimum credit score of 620 is typically required. However, meeting the minimum doesn't guarantee approval — lenders also consider income, debt-to-income ratio, and employment history.
Does Chase Mortgage charge an origination fee?
Yes, Chase Mortgage charges an origination fee of Varies; relationship discounts up to 0.50%. This is deducted from your loan proceeds before disbursement.
How fast can I get funded with Chase Mortgage?
Chase Mortgage typically funds loans within 30–45 days. Actual funding time may vary based on verification requirements and your bank.
Is Chase Mortgage worth it?
Best if you already bank with Chase — the relationship rate discount (up to 0.50% off) can meaningfully reduce your rate. Strong for conventional, jumbo, FHA, and VA loans with nationwide branch coverage.
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Verified Mar 2026
Chase Mortgage