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๐ŸŽฏ WealthSpott

ยฉ 2026 WealthSpott. Independent reviews, no sponsored rankings.

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CompareInsuranceAuto Insurance

Best Auto Insurance of 2026

Shop liability, collision, and full coverage from top carriers.

Independently reviewed ยท Verified April 2026
All coverage types

USAA

USAA Auto Insurance

4.7

Coverage / value

From ~$98/mo

Highlights

Military families only

USAA consistently earns the highest customer satisfaction scores in the industry. Available exclusively to military members, veterans, and their families. The lowest rates for eligible members.

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Editor's Choice

GEICO

GEICO Auto Insurance

4.5

Coverage / value

From ~$110/mo

Highlights

15+ discounts available

GEICO delivers the lowest average rates nationally for good drivers thanks to its direct-to-consumer model. Over 15 discount categories including bundling, military, and good student.

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State Farm

State Farm Auto Insurance

4.4

Coverage / value

From ~$138/mo

Highlights

#1 J.D. Power claims

State Farm is the largest auto insurer in the U.S. and ranks #1 in J.D. Power claims satisfaction. With 19,000+ local agents and ~17% bundling discounts, it excels for customers who value in-person support.

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Progressive

Progressive Auto Insurance

4.3

Coverage / value

From ~$125/mo

Highlights

Snapshot saves up to 30%

Progressive offers the most competitive rates for drivers with a DUI or at-fault accident. The Snapshot usage-based program can save safe drivers up to 30%. Also the only major carrier offering gap insurance.

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Allstate

Allstate Auto Insurance

4.1

Coverage / value

From ~$155/mo

Highlights

Accident forgiveness included

Allstate pairs a strong digital experience with unique features like Drivewise telematics and Your Choice Auto (accident forgiveness, deductible rewards). Rates are slightly above average but offset by feature richness.

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