State Farm Homeowners Insurance
State Farm
4.3
Avg $1,820–$1,900/yr. Largest insurer. 18,000+ agents. Bundle & save up to 20%.
Editorial score
4.3 / 5
Product type
home insurance
Our take
State Farm is the nation's largest home insurer with 18,000+ local agents. Bundle auto and home for up to 20% savings. Reliable claims handling and wide availability make it a safe default choice.
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Full details
| best for | Homeowners who want local agent support + bundling |
| headline metric | From ~$152/mo |
| secondary metric | Bundle auto+home save 20% |
| avg annual premium | 1860 |
| discount highlights | Multi-policy up to 20%, protective devices, new home, roofing |
Frequently asked questions
What should I compare besides premium for State Farm Homeowners Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is State Farm Homeowners Insurance right for me?
State Farm is the nation's largest home insurer with 18,000+ local agents. Bundle auto and home for up to 20% savings. Reliable claims handling and wide availability make it a safe default choice.
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Verified Apr 2026
State Farm Homeowners Insurance