Nationwide Homeowners Insurance
Nationwide
4.0
Avg ~$1,749/yr. Better Roof Replacement. Brand New Belongings®. Vanishing deductible.
Editorial score
4.0 / 5
Product type
home insurance
Our take
Nationwide offers a unique suite of coverage add-ons including Better Roof Replacement® (upgraded shingles after a claim), Brand New Belongings® (replacement cost on all personal items), and a Vanishing Deductible® that reduces $100/yr for every claim-free year.
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Full details
| best for | Homeowners who want unique coverage perks and add-ons |
| specialty | Unique coverage endorsements |
| am best rating | A+ |
| jd power score | 812 |
| headline metric | From ~$146/mo |
| home value tier | standard |
| secondary metric | Vanishing Deductible® |
| states available | All 50 states |
| bundling discount | up to 20% |
| avg annual premium | 1749 |
| avg monthly premium | 146 |
| discount highlights | Home renovation, protective devices, claims-free, gated community, smart home |
Frequently asked questions
What should I compare besides premium for Nationwide Homeowners Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Nationwide Homeowners Insurance right for me?
Nationwide offers a unique suite of coverage add-ons including Better Roof Replacement® (upgraded shingles after a claim), Brand New Belongings® (replacement cost on all personal items), and a Vanishing Deductible® that reduces $100/yr for every claim-free year.
Related guides
Verified Apr 2026
Nationwide Homeowners Insurance