Hippo Homeowners Insurance
Hippo Insurance
4.1
Modern home-first coverage. Free smart home sensors. 2x electronics coverage.
Editorial score
4.1 / 5
Product type
home insurance
Our take
Hippo was built for modern homes — it includes 2x the coverage for home electronics (computers, TVs, smart devices), a free smart home sensor kit, and a streamlined online quote process under 4 minutes. Focuses on prevention: water sensors alert you before a pipe bursts.
Is this right for you?
Sign up (free) and we'll tell you if this product fits your specific budget and goals.
Check my fit →Takes 2 minutes · No credit check
Full details
| best for | Tech-savvy homeowners with smart devices and electronics |
| specialty | Smart home prevention, 2x electronics coverage |
| am best rating | A |
| headline metric | Quotes in 4 min |
| home value tier | standard |
| secondary metric | Free smart home sensor kit |
| states available | 37 states |
| bundling discount | up to 15% |
| discount highlights | Smart home sensors, home renovation, claims-free, smoke alarms |
Frequently asked questions
What should I compare besides premium for Hippo Homeowners Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Hippo Homeowners Insurance right for me?
Hippo was built for modern homes — it includes 2x the coverage for home electronics (computers, TVs, smart devices), a free smart home sensor kit, and a streamlined online quote process under 4 minutes. Focuses on prevention: water sensors alert you before a pipe bursts.
Related guides
Verified Apr 2026
Hippo Homeowners Insurance