Hippo Homeowners Insurance vs. Erie Insurance Homeowners

Side-by-side comparison ยท Updated 2026 ยท Independently reviewed

Hippo Insurance logo
Hippo Homeowners Insurance
Hippo Insurance
4.1

Modern home-first coverage. Free smart home sensors. 2x electronics coverage.

Full review โ†’
Erie Insurance logo
Erie Insurance Homeowners
Erie Insurance
4.5

Starting ~$1,280/yr. Best value where available (12 states + DC).

Full review โ†’
WealthSpott Verdict

Erie Insurance Homeowners wins on more measurable categories. Hippo Homeowners Insurance may still be worth a quote depending on your location and coverage needs โ€” premiums vary widely.

Feature
Hippo Homeowners Insurance
Erie Insurance Homeowners
WealthSpott Rating
4.1 / 5
4.5 / 5 Best
Coverage Type
Home Insurance
Home Insurance
Avg Annual Premium
โ€”
~$1,280/yr Best
AM Best Rating
A
โ€”
J.D. Power Score
โ€”
โ€”
Mobile App Rating
โ€”
โ€”
Hippo Homeowners Insurance
Full review
Erie Insurance Homeowners
Full review

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