$100K in Columbus = $100,000 in Memphis

Your $100K salary in Columbus (COL 83) has the same purchasing power as $100,000 in Memphis (COL 83). Memphis is more expensive โ€” you'd need 0% more to maintain the same lifestyle.

$100K in Columbus, GA
$5,863/mo take-home
Rent: $1,100/mo (19% of take-home)
Very comfortable
$100,000/yr in Memphis, TN
$6,321/mo take-home
Rent: $1,100/mo (17% of take-home)
Very comfortable

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Columbus
$100K
Memphis
$100K (same salary)
Monthly take-home$5,863$6,321
1BR rent$1,100$1,100
Groceries$353$357
Transport$40$55
Utilities$160$170
Internet$58$55
Left after essentials$4,152/month$4,584/month
To match your Columbus purchasing power in Memphis, you'd need to earn $100,000/year (0% less than $100K). At that salary, you'd have $4,584/mo left after essentials โ€” vs $4,152/mo in Columbus.

Frequently asked questions

What is $100K in Columbus equivalent to in Memphis?

$100K in Columbus (COL index 83) has the same purchasing power as $100,000 in Memphis (COL index 83). That's 0% less than your current salary.

If I move from Columbus to Memphis keeping my $100K salary, will I be better off?

Not necessarily. Core expenses in Memphis are higher, so on the same $100K salary you'd have $432 less per month. You'd need to earn $100,000 to maintain the same standard of living.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (83 รท 83) = $100,000. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only