Moving from Columbus to Memphis (2026)

Memphis has a COL index of 83 vs 83 for Columbus (100 = US average). Expect to pay about 0% more for the same lifestyle.

Pay ~$26 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8383
100 = US avg
1BR rent
$1,100$1,100
per month
State tax
5.5%None
income tax
Take-home at $75K
$4,397$4,741
per month

Salary needed in Memphis to match your Columbus lifestyle

Based on the 0% cost of living increase between the two cities.

Your salary in ColumbusEquivalent in Memphis
$40K$40,000
$50K$50,000
$60K$60,000
$75K$75,000
$80K$80,000
$100K$100,000
$120K$120,000
$150K$150,000

Monthly budget at $75K — Columbus vs Memphis

ExpenseColumbusMemphis
Monthly take-home$4,397$4,741
1BR rent$1,100$1,100
Groceries$353$357
Transport$40$55
Utilities$160$170
Internet$58$55
Left after essentials$2,686$3,004

Frequently asked questions

Is Memphis cheaper than Columbus?

No. Memphis has a cost of living index of 83 vs 83 for Columbus (100 = US average). That's about 0% more expensive.

How much will I save moving from Columbus to Memphis?

On a $75K salary, core expenses in Memphis run about $26/month more than Columbus. Factor this into your salary negotiation when relocating.

What salary do I need in Memphis to match my Columbus lifestyle?

To maintain the same purchasing power as $75,000 in Columbus, you'd need roughly $75,000/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only