Moving from Worcester to Philadelphia (2026)

Philadelphia has a COL index of 107 vs 108 for Worcester (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$223/mo
on core expenses · $75K salary baseline

Key differences

COL index
108107
100 = US avg
1BR rent
$1,750$2,000
per month
State tax
5%3.1%
income tax
Take-home at $75K
$4,428$4,547
per month

Salary needed in Philadelphia to match your Worcester lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in WorcesterEquivalent in Philadelphia
$40K$39,630
$50K$49,537
$60K$59,444
$75K$74,306
$80K$79,259
$100K$99,074
$120K$118,889
$150K$148,611

Monthly budget at $75K — Worcester vs Philadelphia

ExpenseWorcesterPhiladelphia
Monthly take-home$4,428$4,547
1BR rent$1,750$2,000
Groceries$403$391
Transport$78$96
Utilities$190$160
Internet$68$65
Left after essentials$1,939$1,835

Frequently asked questions

Is Philadelphia cheaper than Worcester?

Yes. Philadelphia has a cost of living index of 107 vs 108 for Worcester (100 = US average). That's about 1% cheaper.

How much will I save moving from Worcester to Philadelphia?

On a $75K salary, core expenses in Philadelphia run about $223/month more than Worcester. Factor this into your salary negotiation when relocating.

What salary do I need in Philadelphia to match my Worcester lifestyle?

To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $74,306/year in Philadelphia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only