Moving from Philadelphia to Worcester (2026)

Worcester has a COL index of 108 vs 107 for Philadelphia (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$223 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
107108
100 = US avg
1BR rent
$2,000$1,750
per month
State tax
3.1%5%
income tax
Take-home at $75K
$4,547$4,428
per month

Salary needed in Worcester to match your Philadelphia lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in PhiladelphiaEquivalent in Worcester
$40K$40,374
$50K$50,467
$60K$60,561
$75K$75,701
$80K$80,748
$100K$100,935
$120K$121,121
$150K$151,402

Monthly budget at $75K — Philadelphia vs Worcester

ExpensePhiladelphiaWorcester
Monthly take-home$4,547$4,428
1BR rent$2,000$1,750
Groceries$391$403
Transport$96$78
Utilities$160$190
Internet$65$68
Left after essentials$1,835$1,939

Frequently asked questions

Is Worcester cheaper than Philadelphia?

No. Worcester has a cost of living index of 108 vs 107 for Philadelphia (100 = US average). That's about 1% more expensive.

How much will I save moving from Philadelphia to Worcester?

On a $75K salary, moving from Philadelphia to Worcester could save roughly $223/month on core expenses. That's ~$2,676/year.

What salary do I need in Worcester to match my Philadelphia lifestyle?

To maintain the same purchasing power as $75,000 in Philadelphia, you'd need roughly $75,701/year in Worcester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only