Moving from Worcester to Montgomery (2026)

Montgomery has a COL index of 81 vs 108 for Worcester (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$820/mo
on core expenses · $75K salary baseline

Key differences

COL index
10881
100 = US avg
1BR rent
$1,750$1,050
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Montgomery to match your Worcester lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in WorcesterEquivalent in Montgomery
$40K$30,000
$50K$37,500
$60K$45,000
$75K$56,250
$80K$60,000
$100K$75,000
$120K$90,000
$150K$112,500

Monthly budget at $75K — Worcester vs Montgomery

ExpenseWorcesterMontgomery
Monthly take-home$4,428$4,428
1BR rent$1,750$1,050
Groceries$403$353
Transport$78$38
Utilities$190$170
Internet$68$58
Left after essentials$1,939$2,759

Frequently asked questions

Is Montgomery cheaper than Worcester?

Yes. Montgomery has a cost of living index of 81 vs 108 for Worcester (100 = US average). That's about 25% cheaper.

How much will I save moving from Worcester to Montgomery?

On a $75K salary, moving from Worcester to Montgomery could save roughly $820/month on core expenses. That's ~$9,840/year.

What salary do I need in Montgomery to match my Worcester lifestyle?

To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $56,250/year in Montgomery. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only