Moving from Montgomery to Worcester (2026)

Worcester has a COL index of 108 vs 81 for Montgomery (100 = US average). Expect to pay about 33% more for the same lifestyle.

Pay ~$820 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
81108
100 = US avg
1BR rent
$1,050$1,750
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Worcester to match your Montgomery lifestyle

Based on the 33% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Worcester
$40K$53,333
$50K$66,667
$60K$80,000
$75K$100,000
$80K$106,667
$100K$133,333
$120K$160,000
$150K$200,000

Monthly budget at $75K — Montgomery vs Worcester

ExpenseMontgomeryWorcester
Monthly take-home$4,428$4,428
1BR rent$1,050$1,750
Groceries$353$403
Transport$38$78
Utilities$170$190
Internet$58$68
Left after essentials$2,759$1,939

Frequently asked questions

Is Worcester cheaper than Montgomery?

No. Worcester has a cost of living index of 108 vs 81 for Montgomery (100 = US average). That's about 33% more expensive.

How much will I save moving from Montgomery to Worcester?

On a $75K salary, core expenses in Worcester run about $820/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Worcester to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $100,000/year in Worcester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only