Moving from Wilmington to Toledo (2026)

Toledo has a COL index of 81 vs 93 for Wilmington (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$504/mo
on core expenses · $75K salary baseline

Key differences

COL index
9381
100 = US avg
1BR rent
$1,550$1,050
per month
State tax
4.5%3.5%
income tax
Take-home at $75K
$4,459$4,522
per month

Salary needed in Toledo to match your Wilmington lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in WilmingtonEquivalent in Toledo
$40K$34,839
$50K$43,548
$60K$52,258
$75K$65,323
$80K$69,677
$100K$87,097
$120K$104,516
$150K$130,645

Monthly budget at $75K — Wilmington vs Toledo

ExpenseWilmingtonToledo
Monthly take-home$4,459$4,522
1BR rent$1,550$1,050
Groceries$372$357
Transport$45$58
Utilities$158$160
Internet$62$58
Left after essentials$2,272$2,839

Frequently asked questions

Is Toledo cheaper than Wilmington?

Yes. Toledo has a cost of living index of 81 vs 93 for Wilmington (100 = US average). That's about 13% cheaper.

How much will I save moving from Wilmington to Toledo?

On a $75K salary, moving from Wilmington to Toledo could save roughly $504/month on core expenses. That's ~$6,048/year.

What salary do I need in Toledo to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $65,323/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only