Moving from Toledo to Wilmington (2026)

Wilmington has a COL index of 93 vs 81 for Toledo (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$504 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8193
100 = US avg
1BR rent
$1,050$1,550
per month
State tax
3.5%4.5%
income tax
Take-home at $75K
$4,522$4,459
per month

Salary needed in Wilmington to match your Toledo lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Wilmington
$40K$45,926
$50K$57,407
$60K$68,889
$75K$86,111
$80K$91,852
$100K$114,815
$120K$137,778
$150K$172,222

Monthly budget at $75K — Toledo vs Wilmington

ExpenseToledoWilmington
Monthly take-home$4,522$4,459
1BR rent$1,050$1,550
Groceries$357$372
Transport$58$45
Utilities$160$158
Internet$58$62
Left after essentials$2,839$2,272

Frequently asked questions

Is Wilmington cheaper than Toledo?

No. Wilmington has a cost of living index of 93 vs 81 for Toledo (100 = US average). That's about 15% more expensive.

How much will I save moving from Toledo to Wilmington?

On a $75K salary, core expenses in Wilmington run about $504/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $86,111/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only