Moving from Wilmington to Houston (2026)

Houston has a COL index of 95 vs 93 for Wilmington (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$481 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
93 โ†’ 95
100 = US avg
1BR rent
$1,550 โ†’ $1,350
per month
State tax
4.5% โ†’ None
income tax
COL difference
93 โ†’ 95
2% more expensive

Salary needed in Houston to match your Wilmington lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in WilmingtonEquivalent in Houston
$40K$40,860
$50K$51,075
$60K$61,290
$75K$76,613
$80K$81,720
$100K$102,151
$120K$122,581
$150K$153,226

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$150/moon core expenses at $75K

Monthly budget at $75K โ€” Wilmington vs Houston

ExpenseWilmingtonHouston
Monthly take-home$4,459$4,741
1BR rent$1,550$1,350
Groceries$372$357
Transport$45$90
Utilities$158$175
Internet$62$65
Left after essentials$2,272$2,704

30-Year Wealth Builder

If you invest your monthly savings of $150 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$182,996

over 30 years compared to staying in Wilmington โ€” that's the real price of a city.

$150/mo invested

Frequently asked questions

Is Houston cheaper than Wilmington?

No. Houston has a cost of living index of 95 vs 93 for Wilmington (100 = US average). That's about 2% more expensive.

How much will I save moving from Wilmington to Houston?

On a $75K salary, moving from Wilmington to Houston saves roughly $481/month on core expenses. That's ~$5,772/year.

What salary do I need in Houston to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $76,613/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only