Moving from Houston to Wilmington (2026)

Wilmington has a COL index of 93 vs 95 for Houston (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$481/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 93
100 = US avg
1BR rent
$1,350 โ†’ $1,550
per month
State tax
None โ†’ 4.5%
income tax
COL difference
95 โ†’ 93
2% cheaper

Salary needed in Wilmington to match your Houston lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in Wilmington
$40K$39,158
$50K$48,947
$60K$58,737
$75K$73,421
$80K$78,316
$100K$97,895
$120K$117,474
$150K$146,842

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$150/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Houston vs Wilmington

ExpenseHoustonWilmington
Monthly take-home$4,741$4,459
1BR rent$1,350$1,550
Groceries$357$372
Transport$90$45
Utilities$175$158
Internet$65$62
Left after essentials$2,704$2,272

Frequently asked questions

Is Wilmington cheaper than Houston?

Yes. Wilmington has a cost of living index of 93 vs 95 for Houston (100 = US average). That's about 2% cheaper.

How much will I save moving from Houston to Wilmington?

On a $75K salary, core expenses in Wilmington run about $481/month more than Houston. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $73,421/year in Wilmington. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only