Moving from West Palm Beach to Chicago (2026)

Chicago has a COL index of 107 vs 117 for West Palm Beach (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$562/mo
on core expenses · $75K salary baseline

Key differences

COL index
117107
100 = US avg
1BR rent
$2,400$1,900
per month
State tax
None4.9%
income tax
Take-home at $75K
$4,741$4,434
per month

Salary needed in Chicago to match your West Palm Beach lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in West Palm BeachEquivalent in Chicago
$40K$36,581
$50K$45,726
$60K$54,872
$75K$68,590
$80K$73,162
$100K$91,453
$120K$109,744
$150K$137,179

Monthly budget at $75K — West Palm Beach vs Chicago

ExpenseWest Palm BeachChicago
Monthly take-home$4,741$4,434
1BR rent$2,400$1,900
Groceries$403$388
Transport$112$105
Utilities$200$165
Internet$70$65
Left after essentials$1,556$1,811

Frequently asked questions

Is Chicago cheaper than West Palm Beach?

Yes. Chicago has a cost of living index of 107 vs 117 for West Palm Beach (100 = US average). That's about 9% cheaper.

How much will I save moving from West Palm Beach to Chicago?

On a $75K salary, moving from West Palm Beach to Chicago could save roughly $562/month on core expenses. That's ~$6,744/year.

What salary do I need in Chicago to match my West Palm Beach lifestyle?

To maintain the same purchasing power as $75,000 in West Palm Beach, you'd need roughly $68,590/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only