Moving from Chicago to West Palm Beach (2026)

West Palm Beach has a COL index of 117 vs 107 for Chicago (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$194 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 117
100 = US avg
1BR rent
$1,900 โ†’ $2,400
per month
State tax
4.9% โ†’ None
income tax
COL difference
107 โ†’ 117
9% more expensive

Salary needed in West Palm Beach to match your Chicago lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in ChicagoEquivalent in West Palm Beach
$40K$43,738
$50K$54,673
$60K$65,607
$75K$82,009
$80K$87,477
$100K$109,346
$120K$131,215
$150K$164,019

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$562/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Chicago vs West Palm Beach

ExpenseChicagoWest Palm Beach
Monthly take-home$4,434$4,741
1BR rent$1,900$2,400
Groceries$388$403
Transport$105$112
Utilities$165$200
Internet$65$70
Left after essentials$1,811$1,556

Frequently asked questions

Is West Palm Beach cheaper than Chicago?

No. West Palm Beach has a cost of living index of 117 vs 107 for Chicago (100 = US average). That's about 9% more expensive.

How much will I save moving from Chicago to West Palm Beach?

On a $75K salary, core expenses in West Palm Beach run about $194/month more than Chicago. Factor this into your salary negotiation when relocating.

What salary do I need in West Palm Beach to match my Chicago lifestyle?

To maintain the same purchasing power as $75,000 in Chicago, you'd need roughly $82,009/year in West Palm Beach. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only