Moving from Warsaw to Phnom Penh (2026)

Phnom Penh has a COL index of 30 vs 54 for Warsaw (100 = US average). You'd pay about 44% less for the same lifestyle.

Save ~$1,463/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
54 โ†’ 30
100 = US avg
1BR rent
$750 โ†’ $350
per month
State tax
17% โ†’ None
income tax
COL difference
54 โ†’ 30
44% cheaper

Salary needed in Phnom Penh to match your Warsaw lifestyle

Based on the 44% cost of living decrease between the two cities.

Your salary in WarsawEquivalent in Phnom Penh
$40K$22,222
$50K$27,778
$60K$33,333
$75K$41,667
$80K$44,444
$100K$55,556
$120K$66,667
$150K$83,333

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$415/moon core expenses at $75K

Monthly budget at $75K โ€” Warsaw vs Phnom Penh

ExpenseWarsawPhnom Penh
Monthly take-home$3,678$4,741
1BR rent$750$350
Groceries$380$380
Transport$150$150
Utilities$95$60
Internet$20$40
Left after essentials$2,283$3,761

30-Year Wealth Builder

If you invest your monthly savings of $415 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$506,288

over 30 years compared to staying in Warsaw โ€” that's the real price of a city.

$415/mo invested

Frequently asked questions

Is Phnom Penh cheaper than Warsaw?

Yes. Phnom Penh has a cost of living index of 30 vs 54 for Warsaw (100 = US average). That's about 44% cheaper.

How much will I save moving from Warsaw to Phnom Penh?

On a $75K salary, moving from Warsaw to Phnom Penh saves roughly $1,463/month on core expenses. That's ~$17,556/year.

What salary do I need in Phnom Penh to match my Warsaw lifestyle?

To maintain the same purchasing power as $75,000 in Warsaw, you'd need roughly $41,667/year in Phnom Penh. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only